Educator FI
Financial Independence For Educators
Every journey is different, but it's helpful to see real examples of challenges, goals, and successes. These posts are about our journey to financial independence as two career educators.
In the last 18 months we’ve reduced our monthly housing expenses by more than 80% and cut our financial independence timeline by almost 7 years. That sounds unbelievable, but it’s true. Contrary to …
Continue Reading about We Reduced Our Monthly Housing Expenses by 80% →
I've set the habit of picking a theme for each financial year. Last year, it was "progress, not perfection." This year, it's optimism over cynicism. It's a very strange year to focus on optimism, …
Continue Reading about 2020 Quarter 2 Goal Review: Optimism Over Cynicism →
Do you find yourself spending every penny you earn, no matter how much you make? Lifestyle inflation (a.k.a lifestyle creep) was our biggest financial mistake. Sure, education isn’t a path to …
Continue Reading about We Lost to Lifestyle Inflation. Here’s How We Fought Back. →
Well, it's a crazy time to be doing a financial review. We're in the middle of the Covid19 pandemic. The stock market has been incredibly volatile and down overall in recent weeks. The world is …
Continue Reading about 2020 Qtr 1 Goal Review : Optimism Over Cynicism →
One of the great debates among personal finance enthusiasts is “invest or pay off the mortgage early?” There are a number of arguments on both sides, but it essentially comes down to the return …
Continue Reading about We Chose Mortgage Freedom Over Optimization →
It was just eight months ago that we made a dramatic housing change - selling our big house in a beautiful location to move into a home less than half the size. We cut our monthly housing costs in …
Continue Reading about We’re Moving Back Into Our Rental Property →
